Temporary daily car insurance cover from Tempcover Ltd is suitable when friends or co-workers etc need to borrow your vehicle for a few days. For example, they need a vehicle for a long motorway trip or you are unable to drive due to medical reasons and need someone to run errands on your behalf or be your chauffeur for a week. Sometimes, friends and relatives from overseas are visiting and like to drive your car for sight seeing in UK. For each of these scenario, having daily motor insurance will help protect you from expenses arising from accidents while your car is used by others.

When the new driver is not a named driver on your existing policy, it is easier to buy immediate short term daily car insurance cover to protect against unexpected accident expenses as well as safeguard your no claims bonus to ensure cheaper annual premiums. 1 to 28 days Tempcover motor insurance policies are available cheaply and you can compare their rates with other UK car insurers before you pay.

Such instant daily car insurance policies provides more coverage flexibility which allows you to customize your vehicle’s insurance on a daily basis without any long contract periods. For example, rates are given on a daily pricing structure so that you do not end up buying unnecessary days of car cover. There are also comprehensive car coverage available if you need the extra protection.

Tempcover Comprehensive Daily Car Insurance Terms and Conditions

Tempcover comprehensive car insurance policies indemnify the policyholder with a £250 or £500 policy excess. Accidental Damage, Fire & Theft as identified on your policy documents with their indemnity limit in respect of loss of or damage to the insured car.

In the event of an accident occurs and the vehicle damage is accessed to be within economic repair, approved vehicle repairers and procedures will apply. For total loss or write off for vehicles that are wrecked, a settlement amount will be negotiated with the policyholder. Any remaining liability tot he car owner will then be the responsibility of the policyholder.

Note that such daily car insurance with no deposit policies do not cover liabilities to any party with regard to loss of use or availability of the vehicle insured. All policyholders have additional cover for uninsured loss recovery. You can refer to the policy wording found in your Confirmation of Policy email for the full terms.

You are between 18 to 75 years old and need to possess a Provisional driving licence, a current full UK driving licence for at least 6 months or an European Union licence for 12 months. There should be no more than 7 penalty points on your licence over the past 2 years and you must not have been disqualified from driving for the last 2 years. You must also no made 3 or more fault claims in the past 3 years.

There are also some basic criteria on the borrowed or rental vehicle to be insured under any Tempcover daily car insurance plans. The vehicle must be registered within Great Britain, Northern Ireland or the Isle of Man, and its current market value must be above £1,000. You can only use the vehicle for personal usage and not for carry goods or passengers for any form of reward while it is covered with temporary car insurance. The vehicle must not been modified and equipped with more than 8 seats.